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How to Make a PhonePe Account: A Simple Guide for Beginners

Posted on July 26, 2025July 26, 2025 by seekhlo29@gmail.com

Looking to go cashless or make secure online payments in seconds? PhonePe is one of India’s most trusted UPI-based digital payment platforms that lets you transfer money, recharge your phone, pay utility bills, shop online, and even invest — all from your smartphone!

In this easy guide, we’ll walk you through how to make a PhonePe account step by step — whether you’re new to digital payments or just switching platforms.


🔗 Step 1: Download the PhonePe App

First, install the PhonePe app on your smartphone. You can find it on:

Google Play Store (for Android users)

Apple App Store (for iPhone users)

👉 Click here to download PhonePe using our link and get rewards!

https://phon.pe/r1z2yxc0


📲 Step 2: Sign Up with Your Mobile Number

Once downloaded:

  1. Open the app.
  2. Enter your mobile number (linked to your bank account).
  3. Tap on ‘Proceed’.
  4. You’ll receive an OTP via SMS. Enter it to verify.

✅ Pro Tip: Make sure your SIM is in the same phone where you’re installing the app.


🏦 Step 3: Link Your Bank Account

PhonePe is UPI-based, so it needs to connect with your bank. Here’s how:

  1. Select your bank from the list.
  2. PhonePe will auto-detect the account linked to your number.
  3. Tap on the account and create a 4 or 6-digit UPI PIN (if not set already).
  4. Done! Your bank account is now linked to PhonePe.

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