Looking to go cashless or make secure online payments in seconds? PhonePe is one of India’s most trusted UPI-based digital payment platforms that lets you transfer money, recharge your phone, pay utility bills, shop online, and even invest — all from your smartphone!

In this easy guide, we’ll walk you through how to make a PhonePe account step by step — whether you’re new to digital payments or just switching platforms.
🔗 Step 1: Download the PhonePe App
First, install the PhonePe app on your smartphone. You can find it on:
Google Play Store (for Android users)
Apple App Store (for iPhone users)
👉 Click here to download PhonePe using our link and get rewards!
📲 Step 2: Sign Up with Your Mobile Number
Once downloaded:
- Open the app.
- Enter your mobile number (linked to your bank account).
- Tap on ‘Proceed’.
- You’ll receive an OTP via SMS. Enter it to verify.
✅ Pro Tip: Make sure your SIM is in the same phone where you’re installing the app.
🏦 Step 3: Link Your Bank Account
PhonePe is UPI-based, so it needs to connect with your bank. Here’s how:
- Select your bank from the list.
- PhonePe will auto-detect the account linked to your number.
- Tap on the account and create a 4 or 6-digit UPI PIN (if not set already).
- Done! Your bank account is now linked to PhonePe.